Insurance is something many Dallas drivers would rather do without, and that's especially true if you go several years without an accident or the need to file a claim. Then there are times where your insurance rates increase even though your driving record is unchanged. Understand the various factors that lead to such premium increases to better understand what's going on.
Newer model cars look and function great, but that new car smell often brings new and higher insurance premiums with it. Your new car is likely worth more than your old car, which means it costs more to repair or replace it. This extra value increase is reflected in your premium increase. Be sure you do your research before buying a new car to see how much your rates will increase and if you can afford it.